Stop wasting your money!
It is reported that as many as15 million workers have less than £249 set aside for the proverbial rainy day, this figure is the equivalent of 5 day's average take home pay, the report says. This report also states the figure people should have in their bank account and this should be, wait for this, £4,863.
Now most people who work incur expenses, and not the ones that can be claimed back or set against tax. Transport, clothing and food spring to mind and need to be deducted of this massive wage.
The weekly cost in the average household for what is now deemed necessities is £265 which is made up of £170 mortgage, £36 personal loans, £5 Internet/TV/telephone, £23 gas/electricity, £7 water, £3 home insurance and £21 council tax. There is no money left for food this week, never mind putting money in the bank.
If you want to find out how to manage your average wage and save for a rainy day contact the author of the report,
Richard Brown, Head of Savings at HSBC, Planet Zog Office
Just a Thought from the Loudounpatroller
Motto:Praise when due,shall come to you.
Thursday, 14 October 2010
Friday, 8 October 2010
Bank fraud
Has anyone needed to activate a new debit card (replacement only) where you receive a telephone number to call to activate the card, when you call this number a taped voice tells you to enter your debit card number, this number is not recognised you will hear, then you can hear the call getting transferred. The next voice is an actual human who activates the card for you, so far so good and quite simple. Job done, wrong, just as you are about to hang up you now find why they didn't activate your card with the robot,because the big sell is on and they want you to take out their fraud insurance which sounds free but it’s not, its £6 a month and lo and behold you need to pay up front,£70 thanks and you can't pay per month, are you still with me? don't worry, as the girl assures me, if you haven't got the money just spread the cost, put it onto a credit card. This is what I call hard Sale tactics. Shame on this bank, Australian owned, and is named after a big hoofed horse. The operators have been trained well on how to capture a poor unsuspecting person, I told her four times I did not have a credit card but she kept on persisting what a brilliant deal it was. I now know what the above horse feels like I was naying and naying to no avail,I bet some weaker people will be £70 plus interest less in their bank account , and all they were trying to do was activate a number. The only fraud protection anyone needs is against banks.
Labels:
clydesdale horse,
debit card,
fraud,
pressure sales
Thursday, 7 October 2010
hire a car
7th October 2010
Car hire in Glasgow.
There is a new car hire system starting to-day where you can go to a designated car bay and jump in a car and have use of it for a couple of hours and then leave it at another bay in the city. In Edinburgh this scheme has proved successful going from 20 cars to around 100 cars in 3 years.
Now call me a cynic but Glasgow is the city with the highest unemployment in Scotland and if you happen to drive at a speed of below 30mph you will find your wheels have been stolen. In Glasgow I would start with 200 cars and hope there is still 20 cars left at the end of the week.
Car hire in Glasgow.
There is a new car hire system starting to-day where you can go to a designated car bay and jump in a car and have use of it for a couple of hours and then leave it at another bay in the city. In Edinburgh this scheme has proved successful going from 20 cars to around 100 cars in 3 years.
Now call me a cynic but Glasgow is the city with the highest unemployment in Scotland and if you happen to drive at a speed of below 30mph you will find your wheels have been stolen. In Glasgow I would start with 200 cars and hope there is still 20 cars left at the end of the week.
Tuesday, 5 October 2010
Bog standard biogas
5th October 2010
Bog standard power from Biogas
Householders began cooking and heating their homes with gas derived from raw sewage yesterday, under a £2.5m scheme the first of its kind in this country at Didcot sewage works in Oxfordshire. The use of human waste in this scheme will produce renewable gas to supply 200 homes. The process takes about 20 days from flushing the loo until the gas is piped back into people's homes.
This looks like another of these schemes that is extracting the urine or as we say in Scotland "your taking the piss" we can imagine these households' boiling water for a cup of tea and using toasters at the same time, Boots the chemist will be needing extra security to hold back the crowds at the Senekot (herbal laxative) counter.
The Prime Minister appealing to the rest of us to keep eating our green vegetables and devour as much roughage as humanly possible each day, anyone not regular enough will be subject to some shock treatment, you will be made to watch the Chancellor deliver a speech on the state of the economy and if that doesn't scare the shit out of you, you have what the medical profession call severe constipation.
There will be compulsory colon irrigations to any bum not complying with this new scheme.
Then again why not just put a big pipe from the House of Commons and the Lords to Oxfordshire? There is surely enough shit and hot air spoken to heat 1000's houses.1
Bog standard power from Biogas
Householders began cooking and heating their homes with gas derived from raw sewage yesterday, under a £2.5m scheme the first of its kind in this country at Didcot sewage works in Oxfordshire. The use of human waste in this scheme will produce renewable gas to supply 200 homes. The process takes about 20 days from flushing the loo until the gas is piped back into people's homes.
This looks like another of these schemes that is extracting the urine or as we say in Scotland "your taking the piss" we can imagine these households' boiling water for a cup of tea and using toasters at the same time, Boots the chemist will be needing extra security to hold back the crowds at the Senekot (herbal laxative) counter.
The Prime Minister appealing to the rest of us to keep eating our green vegetables and devour as much roughage as humanly possible each day, anyone not regular enough will be subject to some shock treatment, you will be made to watch the Chancellor deliver a speech on the state of the economy and if that doesn't scare the shit out of you, you have what the medical profession call severe constipation.
There will be compulsory colon irrigations to any bum not complying with this new scheme.
Then again why not just put a big pipe from the House of Commons and the Lords to Oxfordshire? There is surely enough shit and hot air spoken to heat 1000's houses.1
Saturday, 14 August 2010
BT versus Sky or Free
Bt Vision, have bought rights to sell Sky 1 and 2 sports channels. Sky put the first Scottish game Inverness v Celtic on Sky 4, next week Scotland are on sky 4. The Australian Murdochs will not rest until they have full control over what we watch on our televisions. All football is free online.
Thursday, 5 August 2010
Planet Zog
Teaching our Children.
The newspapers and all the media tell us on a Wednesday that the UK teachers are not up to scratch, they can hardly teach our children the basics of reading and arithmatic, they said. The very same media one day later announce, The exam boards have had record passes in all grades by UK students. Both of these statements can't be correct?
The Rise And Fall Of The Banks.
Headlines in the media until a few months ago were telling us, the profits that the banks were making was obscene. Then like a bolt out the blue the banks are skint, jump in the UK labour Government and bail them out to the tune of billions with tax payers money. Lo and behold a few short months down the road, the banks are back in profit making billions. As a tax payer, problem sorted, wrong we have still to loose countless jobs and pay more and more tax. The main rise in VAT has still to come in next January. Are the British really so gutless we are going to sit back and watch these *ankers dishing out our money between themselves and call it bonuses? it would appear so.
Beam me up Scottie
The newspapers and all the media tell us on a Wednesday that the UK teachers are not up to scratch, they can hardly teach our children the basics of reading and arithmatic, they said. The very same media one day later announce, The exam boards have had record passes in all grades by UK students. Both of these statements can't be correct?
The Rise And Fall Of The Banks.
Headlines in the media until a few months ago were telling us, the profits that the banks were making was obscene. Then like a bolt out the blue the banks are skint, jump in the UK labour Government and bail them out to the tune of billions with tax payers money. Lo and behold a few short months down the road, the banks are back in profit making billions. As a tax payer, problem sorted, wrong we have still to loose countless jobs and pay more and more tax. The main rise in VAT has still to come in next January. Are the British really so gutless we are going to sit back and watch these *ankers dishing out our money between themselves and call it bonuses? it would appear so.
Beam me up Scottie
Friday, 30 July 2010
F**k The P**r
After ex Prime Minister Blair managed to shove two fingers right up the rest of us,now, I give you President Clinton. They both go about the world telling the rest of us to give to the poor and get along with our neighbours. These two took us to War and they are the real people to profit. All along they are holding extravaganza weddings and parties that would feed small countries, these countries are starving(£2 a month makes all the difference we are told in the advert) and these two buy up property that at the cost, would house thousands, or even give some countries clean fresh and yes free water. Oh just another thought, where is that other ex Prime Minister Broon? sorting out his finances I'll bet!
Watch this space.
Watch this space.
Thursday, 22 July 2010
Eamonn Holmes And The Big Fat Cheques
I noticed Eamonn had a grouse and he most likely ate it with some chips of his shoulders, the problem Eamonn has, is an impersonator on tv insinuates Eamonn is fat, whatever gave the impersonator that idea. The one thing that I see is the pay cheques that are comeing to the bank account of the said Ulsterman. Eamonn as you will notice, has as we used to say, wears many hats. Sky breakfast show 6AM until 9AM, then he has to shoot to ITV for the morning show 10.30AM until 12.30PM, which he appears as a double act with his wife. ITV are now plugging a new Saturday Quiz programme with yes, Eamonn and his wife, and if you have not had your fill, he has a column on a Sunday paper. Just how many fat cheques does one household need?
Tuesday, 13 July 2010
Schools/children
Not So Great Britain
Watching tv and reading newspapers,it is really annoying,all I see is schools crumbling. We are told no money in the kitty! just think for a minute, all the trillions that have been spent on projects; ie trident, wars, nuclear or otherwise?, football, olympics,and even Concorde, which was a rich man's plaything at the taxpayers expence,how many people in this country was on this super money guzzler!! the list can go on and on over the last 50 years. How sad, that we are going to accept there is no money for our children, what an affront on our country. We surely cannot just except that and lie over and die in 2010?
Watching tv and reading newspapers,it is really annoying,all I see is schools crumbling. We are told no money in the kitty! just think for a minute, all the trillions that have been spent on projects; ie trident, wars, nuclear or otherwise?, football, olympics,and even Concorde, which was a rich man's plaything at the taxpayers expence,how many people in this country was on this super money guzzler!! the list can go on and on over the last 50 years. How sad, that we are going to accept there is no money for our children, what an affront on our country. We surely cannot just except that and lie over and die in 2010?
Thursday, 8 July 2010
Game set and match
Last words on this years "wimbers" from the winner (a certain Spaniard called Nadal) of the men's championship.
"Yesterday I played against a local player and the respect of the court was amazing and that's not happening on every court in the world." As I said previously the English wanted anyone to win except a Scotsman and they say it is the Scots that are biased.
World Cup 2010
This time around the world cup has just about finished with only the final still to come. I feel it's about the biggest non event to happen in ages with hardly a talking point except for the goal "that was but wasn't" against the 1966 version of the goal "that wasn't but was"
During the break of the Spain v Germany game the panel on the BBC spoke of a sublime pass, an exqusite pass, an excellent through ball and all this tosh because a Spanish player kicked the ball a few feet in front and found a player from the same side who then managed to kick the ball into the goalkeepers arms, and from players who earn thousand's of Euros per week. Who is kidding who here? The football players going through the motions or the studio panel who keep talking the game up to keep themselves in a very lucrative nice little earner? My own opinion is a major overhaul is needed urgently and not with a camera to capture a ball that crosses the goal line every blue moon, the major factor is the constant obsession with off-side and the line that appears on screen to tell you his nose or his left leg or right hand is off-side what a lot of {hockey cockey and shake it all about}. Stop the off-side and watch the "beautiful game" flourish and lastly stop the stupid substitutions when playing added on time of 3 or 4 mins and have 3 or 4 substitutions what a waste of time and energy.
"Yesterday I played against a local player and the respect of the court was amazing and that's not happening on every court in the world." As I said previously the English wanted anyone to win except a Scotsman and they say it is the Scots that are biased.
World Cup 2010
This time around the world cup has just about finished with only the final still to come. I feel it's about the biggest non event to happen in ages with hardly a talking point except for the goal "that was but wasn't" against the 1966 version of the goal "that wasn't but was"
During the break of the Spain v Germany game the panel on the BBC spoke of a sublime pass, an exqusite pass, an excellent through ball and all this tosh because a Spanish player kicked the ball a few feet in front and found a player from the same side who then managed to kick the ball into the goalkeepers arms, and from players who earn thousand's of Euros per week. Who is kidding who here? The football players going through the motions or the studio panel who keep talking the game up to keep themselves in a very lucrative nice little earner? My own opinion is a major overhaul is needed urgently and not with a camera to capture a ball that crosses the goal line every blue moon, the major factor is the constant obsession with off-side and the line that appears on screen to tell you his nose or his left leg or right hand is off-side what a lot of {hockey cockey and shake it all about}. Stop the off-side and watch the "beautiful game" flourish and lastly stop the stupid substitutions when playing added on time of 3 or 4 mins and have 3 or 4 substitutions what a waste of time and energy.
Subscribe to:
Posts (Atom)